EXECUTIVE SUMMARY
PBG Reference No.: S950

MORTGAGE SERVICE COMPANY

We are pleased to present this business opportunity for your review. Premier Business Group, Ltd. is one of the leading business brokerage firms in the Midwest. We specialize in representing manufacturing, distribution and service companies in the divestiture process. The Seller pays our fees; there is no monetary obligation to prospective purchasers. Premiers' expertise includes assisting in structuring the transaction and financing. We encourage you to make an appointment with the broker listed on this offering to discuss your needs, to obtain further information regarding the company you are inquiring about, and to receive information on other companies that may be of interest.

This company is engaged in the business of originating residential mortgage loans. It is one of the fastest growing mortgage companies in Illinois, making it an excellent opportunity for any buyer looking to enter the Chicago area mortgage origination market. Combining a dedicated staff, a commitment to a healthy infrastructure, a proven successful marketing campaign and a solid business model, the company has positioned itself to capitalize on numerous areas of potential growth.

The company is licensed as a Mortgage Banker/Broker in the State of Illinois, a Mortgage Broker in the state of Michigan, authorized by the United States Department of Housing and Urban Development (HUD) to originate Federal Housing Authority (FHA) loans, and authorized to originate loans in the state of Indiana. By entering into independent contractor agreements with various national and regional mortgage lenders/banks, this company is able to offer its prospective customers the widest variety of mortgage loan programs at the most competitive mortgage rates.

To further expand the profitability of the company, the officers of the corporation created a Title Insurance Company. This company insures the title on the homes that the mortgage company refinances, and charges a fee to the borrowers at closing.

The Chicago area real estate market has emerged as one of the pillars of the local economy. New condominium developments spring up seemingly over night creating a wealth of new mortgage shoppers. The present low rate environment has spurred a wave of refinance transactions which, coupled with increased consumer debt loads and rising unemployment, should continue for quite some time. Finally, and perhaps most importantly, it has never been easier for borrowers to qualify for mortgage financing. Homeownership is expected to double within the next decade.

This company will continue to take advantage of these and other market trends. Any buyer of this acquisition opportunity will not only be purchasing a company with a history of success but also a company with unlimited potential for the future. While many other mortgage companies will come and go over the next few years, this company is poised for an extended period of growth making it an excellent investment opportunity.

FINANCIAL HIGHLIGHTS
(thousands of dollars)

	2005	2004	2003	2002
SALES	$1,677,030	$1,476,845	$2,369,748	$1,569,348
EBITDAS* (Adjusted Net)	$   501,888	$   341,598	$   767,618	$   598,541

*Earnings, before interest, taxes, depreciation, amortization and owner's salary and perks.

DEAL STRUCTURE

Reasonable Offers will be Considered

INFORMATION SUMMARY

• Location: Chicago Metropolitan Area
• Employees: 19
• Established: 2001
• Corporation: Subchapter S
• Reason for sale: Other business opportunity

MARKETING AGENT

Premier Business Group, Ltd.
1130 Lake Cook Road, Suite 210,
Buffalo Grove, IL 60089
847/465-9000

This information is provided for discussion purposes only. No representation is made by Broker as to the accuracy of the information provided or any other information supplied. Broker encourages the Prospect to thoroughly review and independently verify to his own satisfaction that the information provided is substantially representative of the business activity.